The question in this case is whether or not the insurer, Life Insurance Company of North America ("LINA") acted arbitrarily and capriciously when it concluded that Rochow was not disabled on the date that he left his job, therefore denying his claim for disability benefits. [read post]

Of course, there are various defenses that employers, insurance carriers, and their servicing agents may raise to contest an employee’s right to recover benefits, such as untimely notice of an injury, misrepresentation, and even fraud. [read post]